Month: August 2019

Background Competition is everywhere. In a free-market economy, companies compete for customers, buyers compete for manufacturers, employers compete for employees, etc. The theory is that, when enough participants compete, companies make what people want and offer it at a price that will sell. A competing company with a better product will attract consumers. If consumers […]

Data breaches are becoming all too common. Canadians entrust companies with all sorts of personal information. This data can be immensely profitable to fraudsters. And high-profile breaches — from Yahoo!’s in 2013 to Equifax’s in 2017 to Capital One’s this year — seem to be on the rise. Millions of Canadians have had their personal […]